Cover built around your life, not a generic policy
From protecting your family's future to safeguarding your team, we tailor every policy to what you actually need. Browse a plan below to learn more, or jump straight into a quote.
Life Insurance
4 plansEndowment Cover
Save regularly toward specific goals — children's education, land, or other investments — while staying protected for the policy term.
Term Life Insurance
Affordable, fixed-term life insurance that pays a lump sum to your beneficiaries if you die during the policy term — pure protection without a savings element.
Whole Life Cover
Protect the people you love with a life insurance plan designed to provide lasting financial security for your entire lifetime.
Education Planning
Build today. Secure tomorrow. Protect your child's education — a deliberate financial strategy so that when school fees are due, the money is there.
Last Expense
2 plansLast Expense Cover
Affordable funeral cover for yourself, your spouse and children, or your parents and parents-in-law, from just KSh 510 a year. No chama or SACCO membership needed.
Group Last Expense Cover
Affordable group funeral insurance for chamas, SACCOs, churches, welfare groups, alumni groups and employers. Protect your members and their families under one policy.
Medical Cover
6 plansFamily Medical Cover
Coordinated healthcare protection for the principal member, spouse and dependent children under one policy.
International Medical Insurance
International Private Medical Insurance (IPMI) — ongoing healthcare protection in Kenya and abroad, with access to hospitals and specialists across the selected geographical area.
Individual Medical Insurance
Personal healthcare protection for one adult who wants control over their own cover, independent of an employer scheme.
Junior Medical Cover
Reliable medical insurance for your child — inpatient cover with optional outpatient, dental, optical and vaccination benefits, independent of an employer's scheme.
Senior Medical Cover
Medical insurance for older adults — chronic-condition support, specialist care, and an approved network of hospitals, subject to waiting periods and insurer underwriting.
Corporate & SME Medical Cover
Protect your people. Strengthen your business. Group medical insurance structured around your workforce — with flexible benefits, instalment-friendly premiums and dedicated Wysline support from onboarding through renewal.
Motor Insurance
1 planMotor Insurance
Comprehensive and Third-Party cover for private cars, commercial vehicles, and fleets — protection against accidents, theft, fire and third-party liability.
General Insurance
16 plansFire and Burglary Insurance
Protects buildings, stock and equipment against fire, lightning, explosion and theft from forcible entry.
Group & Personal Accident Insurance
Financial compensation for accidental injury, disability or death — medical expenses, disability benefits and death benefits for individuals, employees or groups.
Political Violence & Terrorism
Extends property cover to losses arising from riots, strikes, civil commotion, political violence, sabotage and terrorism — risks most standard policies exclude.
Credit Life Insurance
Settles an outstanding loan balance in the event of the borrower's death or disability.
SME Combined Policy
Business property and business liability bundled into one convenient policy — the simplest way for a growing business to get properly covered.
Public & Product Liability
Covers your legal liability when your business operations, premises or products cause injury or property damage to a third party.
Work Injury Benefits Act (WIBA)
Mandatory cover protecting employers against legal liability for employee injury, death or occupational disease at work.
Employers Liability Insurance
Protects employers against job-related injury or illness claims that fall outside the scope of WIBA, including defence costs, settlements and damages.
Machinery Breakdown Insurance
Covers sudden and accidental physical damage to plant and equipment that requires repair or replacement, keeping production downtime from becoming a financial crisis.
Fidelity Guarantee
Protection against loss of money or stock through fraud or dishonesty by your own employees.
Goods In Transit
Covers your stock, equipment and business property against loss or damage while it is away from your premises or being moved between locations.
Professional Indemnity Cover
Protects professionals and businesses against claims of negligence or inadequate advice.
Marine Cargo Insurance
Protection for goods in transit by sea, air or land against loss or damage.
Contractors All Risk
Cover for construction projects against loss or damage to works, plant and equipment during the contract period.
Domestic Package Insurance
Comprehensive home insurance protecting your residential building, household contents and personal valuables against fire, burglary, floods and other covered risks.
Travel Insurance
2 plansIndividual & Family Travel Insurance
Cover for medical emergencies, trip cancellation or interruption, lost baggage, travel delays and personal liability, locally or internationally.
Corporate Travel Insurance
Comprehensive protection for employees who travel for work, safeguarding your people and business continuity during official trips.
Investment Savings
2 plansARVOCAP Investment Funds
Nine professionally managed funds across money markets, fixed income, Kenyan, African and global shares, multi-asset and Shariah-compliant strategies, in KES, USD and ZAR.
MansaX Special Fund
A CMA-regulated, multi-asset fund managed by Standard Investment Bank, investing across local and global markets and available in KES and USD.
Pension & Provident Schemes
4 plansIndividual Pension Plan (IPP)
A flexible, tax-efficient way to save and invest for retirement. Start saving today, keep your pension when you change jobs, and retire with confidence tomorrow.
Pension Annuity Plan
Turn your retirement savings into a guaranteed income for life. Choose single or joint-life, fixed or escalating, with optional guarantee periods for loved ones.
Income Drawdown Plan
Receive regular retirement income while your remaining pension savings stay invested. Flexible withdrawals, with any balance payable to your beneficiaries.
NSSF Tier II Contracting-Out
Help for employers to legally redirect NSSF Tier II contributions to an approved private pension scheme, from scheme selection to staff onboarding and education.
Trust Funds
2 plansCash Management Trust
Simple and accessible — hold cash and anticipated proceeds like insurance and pension benefits, professionally invested from as little as KSh 5,000.
Family Trust
Comprehensive and flexible — hold property, business interests and investments, built for succession planning and wealth preservation.
Our underwriting partners
Britam
CIC Group
Old Mutual
Madison
Prudential
AAR Insurance
Pioneer Insurance
Sanlam Allianz
Geminia Insurance
APA Insurance
Jubilee Insurance
Pacis Insurance
Kenindia
Heritage Insurance
Definite Assurance
ICEA LION Group
GA Insurance
Intra Africa Assurance
Takaful Insurance of Africa
Birdview MicroinsuranceBritamCIC GroupOld MutualMadisonPrudentialAAR InsurancePioneer InsuranceSanlam AllianzGeminia InsuranceAPA InsuranceJubilee InsurancePacis InsuranceKenindiaHeritage InsuranceDefinite AssuranceICEA LION GroupGA InsuranceIntra Africa AssuranceTakaful Insurance of AfricaBirdview Microinsurance